ClubLogic Wallet FAQ

What is the ClubLogic wallet?#

The ClubLogic wallet is a non-custodial blockchain wallet built into ClubLogic. It is designed for a user to request a transfer from another user, review a request they receive, and confirm and send directly from their own wallet.

The wallet belongs to the ClubLogic player, not to ClubLogic. It uses your ClubLogic sign-in and passkey for access, but ClubLogic does not receive your private key, cannot sign a transfer for you, and cannot move assets from your wallet.

Club Cash uses real USDC on Base mainnet. It is intended as a convenient way to repay ordinary shared expenses, including a green fee, travel costs, or the hot dog and beer at the turn.

• It is a user-controlled, non-custodial wallet.
• Today you can request, review, confirm, and send real USDC on Base mainnet.
• Use it for convenient reimbursements such as green fees, travel, food, and drinks.

Is the wallet connected to my golf game or performance?#

No. Scores, statistics, handicaps, rankings, win-probability projections, AI commentary, and other performance analytics never read your wallet, initiate a transfer, or change because of wallet activity. Every current transfer is a separate action the player reviews and approves.

Club Cash does not calculate transfers from a score, ranking, projection, or event result. A transfer made after a round is still a user-directed payment from one wallet to another.

ClubLogic intends to support organizer-set event registration in the future. The organizer will control the registration amount, signup cutoff, cancellation terms, and any later organizer-directed payment. ClubLogic will not calculate or automatically execute an organizer payment from golf results.

• No performance feature reads, funds, or is affected by the wallet.
• Wallets are always player-controlled; every transfer is a separate player-approved action.
• Future event registration and any later organizer payment will be controlled by the organizer, not calculated automatically by ClubLogic.

Does Club Cash have real value?#

Yes. Club Cash uses real USDC on Base mainnet. USDC has real monetary value, so a confirmed Club Cash transfer moves a real asset and should be treated like any other payment.

The amount shown in ClubLogic is the amount of USDC in your wallet or transfer. ClubLogic does not maintain a separate balance ledger; confirmed amounts are read from the public blockchain.

Club Cash is not a bank account, deposit account, or insured ClubLogic balance. USDC is issued by Circle, not ClubLogic, and ClubLogic does not issue, back, guarantee, or redeem it.

• Network: Base mainnet.
• Asset: real USDC with real monetary value.
• Confirmed transfers are real, public, and generally irreversible.

Why does it show dollars if the wallet holds USDC?#

The wallet works in USDC, a token designed to track one US dollar. Its market value is not guaranteed and can differ from one dollar. ClubLogic shows the dollar figure first and the USDC figure second so the amount is easy to read.

Club Cash uses real USDC on Base mainnet, so the USDC amount is not a test display. The dollar-first presentation is for readability and does not mean ClubLogic is holding dollars for you.

ClubLogic does not issue USDC, does not back it, and does not offer a way to redeem it for cash.

• Amounts are shown dollar-first with the token amount alongside.
• Today's token is real USDC on Base mainnet.
• ClubLogic neither issues nor redeems the token.

Which stablecoin does the wallet use?#

USDC on the Base network - exclusively. USDC is the only stablecoin the ClubLogic wallet uses, and Base is the only network it uses. The wallet does not offer or support any other stablecoin, token, cryptocurrency, or network for wallet payments.

Club Cash uses real USDC on Base mainnet today. USDC has monetary value and transfers are recorded on the public Base blockchain.

USDC is issued by Circle, not by ClubLogic. ClubLogic does not issue, back, or redeem the token.

• USDC is the exclusive stablecoin; Base is the exclusive network.
• Today: real USDC on Base mainnet.
• No other token, coin, or network is supported.

How does ClubLogic know who a transfer was with and why it happened?#

A blockchain transfer on its own is just two wallet addresses and an amount. It does not know that you are you, that the other user is another ClubLogic player, or that the transfer answered a request.

ClubLogic supplies that context. When a transfer starts inside the app - you send to a user or confirm a request - ClubLogic records who was involved, which direction the asset moved, what the request or transfer was for, how it started, and where the resulting transfer lives on the blockchain.

That is why your Activity list can say "Sent to Dave Kim - Saturday green fee" instead of a string of characters. The names and reason come from ClubLogic; the transfer itself comes from the blockchain. ClubLogic does not automatically create a transfer from a score, ranking, projection, or event result.

• ClubLogic is the authority on who, which direction, and why.
• The blockchain is the authority on what actually moved.
• Activity is the two joined together.

What is the official record of a transfer?#

The blockchain receipt is. When a transfer is confirmed on the network it becomes a permanent public entry that no one - not you, not the other player, not ClubLogic - can edit or delete afterwards.

ClubLogic treats that entry as the official record of the amount. Each time you open Activity or a receipt, the app reads the amount back from the confirmed transfer and shows you that. It does not show you a number ClubLogic wrote down and hoped was still right.

The practical benefit: the amount you see cannot quietly drift from what actually moved, and both players are reading the same source. Every receipt links out to a public blockchain explorer so you can check the entry yourself, without ClubLogic in the middle.

• The confirmed on-chain transfer is the official amount.
• The amount is read back from it every time you look.
• You can verify any receipt yourself in a public explorer.

What does ClubLogic store about my transfers?#

ClubLogic stores the context it needs to show you a meaningful Activity record: the users involved, the direction, what the transfer was for, how it started, its current status, the time, and the pointer to the transfer on the blockchain.

ClubLogic does not keep a running ledger of your balances or amounts. There is no ClubLogic-side account balance to fall out of step with the network, because the amounts are not stored - they are read from the confirmed transfer when you look at it and then discarded.

To be clear about what that does and does not mean: ClubLogic does process transfer information. It has to, in order to send a transfer you asked for and to show it back to you with names attached. What it avoids is being a second, independent source of truth about how much moved.

• Stored: participants, direction, purpose, initiation method, status, time, receipt pointer.
• Not stored: a durable ledger of amounts or balances.
• ClubLogic does process transfer information - it is not blind to your transfers.

Who can see my wallet activity?#

Two different answers, and the difference matters.

On the blockchain: transfers are public and permanent by design. Anyone in the world can look up a wallet address and see every transfer it has ever made or received, with amounts and timestamps, forever. That is how a public blockchain works, and ClubLogic cannot change it or hide it.

Inside ClubLogic: the part that turns an address into a person - your name, your club, your profile, and the reason a transfer happened - is private context that ClubLogic holds. It is shown only to the participants in that specific transfer.

So the honest summary is that your transfers are visible, but the link between an address and your identity is not published by ClubLogic. Anyone who learns your wallet address by other means can follow that address's history permanently. Please do not treat wallet activity as private or anonymous.

• Blockchain transfers: public, permanent, visible to anyone.
• Your name and the reason for a transfer: shown only to participants.
• Not anonymous - an address, once linked to you, stays linked.

Who controls my wallet?#

You control the wallet. It is non-custodial: ClubLogic does not receive or hold your private key, receives no permission to spend when the wallet is created, cannot sign a transfer for you, and cannot move assets from your wallet.

Your signed-in ClubLogic account and passkey gate wallet access. Creating the wallet and approving a transfer require user-present authorization tied to a fresh passkey check. A request from another user is only a request; it never moves an asset by itself.

The embedded wallet provider secures the key material, so non-custodial does not mean ClubLogic hands you a seed phrase or raw key. ClubLogic participates in authenticating your request, but the transfer must be approved from your wallet. ClubLogic's role in authentication does not give it custody or spending authority.

• ClubLogic cannot sign or move assets from your wallet.
• No ClubLogic spending permission is created.
• Every current transfer requires your review and passkey authorization.

Why does a transfer say pending?#

A transfer is submitted to the network first and confirmed shortly after. Between those two moments, ClubLogic shows it as pending. This normally takes seconds.

ClubLogic waits for the network to confirm a transfer a minimum number of times before treating it as settled. Confirmations are the network re-agreeing that the transfer happened; more of them means it is less likely to be reorganised away. Until that threshold is met, the app deliberately says pending rather than telling you something is final when it is not.

If a transfer stays pending far longer than a few minutes, the network is congested or the app is temporarily unable to reach it. The transfer is not lost - open Activity again a little later.

• Pending means submitted but not yet confirmed enough times.
• ClubLogic will not call a transfer settled early.
• A long pending state is usually a network or connectivity delay, not a lost transfer.

Can a transfer be cancelled, reversed, or refunded?#

No. Once a transfer is confirmed on the blockchain it is permanent. ClubLogic cannot reverse it, cannot claw it back, and cannot recover it. Neither can support, and neither can the other player unless they choose to send it back.

There is no chargeback, no dispute button, and no undo. This is not a ClubLogic policy choice - it is how the underlying network works.

Because of that, check the recipient before you confirm. ClubLogic shows the recipient's name for transfers to players in your club specifically so you have something human to check rather than a string of characters. If you are sending to an address outside ClubLogic, verify it carefully; a transfer sent to the wrong address is gone.

Because Club Cash uses real USDC, a mistaken transfer can cause a real loss. Review the recipient and amount carefully before you approve it.

• Confirmed transfers are permanent and cannot be reversed by anyone.
• No chargebacks, refunds, or undo.
• Check the recipient before confirming - especially outside ClubLogic.

What happens when another player requests money from me?#

Nothing, until you act. A request is an ask, not a transfer. It appears in your Activity with who sent it, what they say it is for, and the amount they entered.

You review it and either pay it or decline it. Only when you pay it does a transfer happen, and at that point the amount becomes whatever actually moved on the blockchain.

A request you decline or that expires never becomes a transfer, and ClubLogic will not show an amount for it afterwards. It will not invent a number to fill the space.

• A request never moves anything on its own.
• You approve or decline; only approval creates a transfer.
• Declined and expired requests show no amount rather than a guessed one.

Something is missing, stuck, or shows no amount#

A few things are normal and expected:

"Amount temporarily unavailable" means ClubLogic could not reach the blockchain to read the confirmed amount at that moment. The transfer is fine and the record is intact - only the number could not be fetched. It resolves on its own; ClubLogic shows this rather than displaying $0.00 or a guess.

A pending item is submitted but not yet confirmed. See the confirmations answer above.

A declined or expired request shows no amount, because nothing moved.

A transfer involving a wallet outside ClubLogic may appear without a player name attached, because ClubLogic will not guess which person an outside address belongs to.

If an item you expected is genuinely absent after the transfer confirmed, contact support with the date and the other player's name.

• "Amount temporarily unavailable" is a display issue, never a lost transfer.
• ClubLogic never shows $0.00 or an estimate in place of a real amount.
• Outside wallets may appear without a name rather than a wrong one.

What can ClubLogic support actually do?#

Support can help you read a receipt, explain a status, confirm what a transfer was recorded against, investigate a missing or mislabelled Activity item, and fix ClubLogic-side context that is wrong.

Support cannot reverse a confirmed transfer, recover USDC sent to the wrong address, or decide a payment disagreement between users. Those decisions remain with the people involved.

Because Club Cash uses real USDC, contact support promptly if activity is missing or mislabeled. Reach us at [email protected], or through your club's usual ClubLogic contact.

• Can: explain receipts, fix ClubLogic-side context, investigate missing items.
• Cannot: reverse transfers or recover misdirected tokens.
• Payment disagreements remain between the people involved.

What if I lose my phone or lose access to my account?#

Your wallet follows your ClubLogic account, so recovering the wallet means recovering the account. Sign in again on a new device the same way you normally sign in and the wallet and its Activity come back with you.

Because there is no seed phrase, there is also no seed phrase to lose - and no way to restore a wallet from one. If you cannot sign in to ClubLogic at all, contact support to recover the account itself.

Deleting your ClubLogic account is not a way to move tokens out. Any transfers that already happened remain permanently on the public blockchain regardless of what happens to your account.

• Recovering the wallet = recovering your ClubLogic sign-in.
• No seed phrase to lose, and none to restore from.
• Past transfers stay on the blockchain permanently, whatever happens to your account.

What is Club Cash for today?#

Club Cash lets eligible users request and send real USDC directly between their non-custodial wallets. It is designed for convenient everyday reimbursements among golfers, such as repaying a green fee, sharing travel costs, or covering the hot dog and beer at the turn.

One user can make a request, and the other reviews the user, purpose, asset, network, and amount. Nothing moves unless the sender confirms. You can also initiate a send directly from your own wallet. A Club Cash wallet can receive USDC when another eligible user sends it or pays a request.

Eligible users can also use Coinbase to buy USDC into their wallet or cash out through Coinbase. Apple Pay or Google Pay may be the primary purchase method, with a Coinbase-hosted bank-account option available as a secondary method. Coinbase determines availability and shows its fees before confirmation; ClubLogic charges no deposit or cash-out fee.

A request remains only a request. ClubLogic does not gain custody of the sender's wallet or a general right to spend from it, and ClubLogic does not turn a request into an automatic debit.

• Current use: Coinbase deposits and cash outs, plus request, review, and user-confirmed sends of real USDC.
• Convenient for green fees, travel costs, food, and drinks.
• A request never creates general ClubLogic spending authority.

How would instant funding work while an ACH transfer is pending?#

Coinbase may offer an ordinary bank-account purchase, but ClubLogic does not currently make funds available before that purchase settles. ClubLogic may in the future offer eligible users an optional advance so funds can be available while an ACH bank transfer is pending. That advance is credit - a loan - and is separate from custody of your wallet.

Before accepting any advance, you will receive a separate agreement naming the lender and payment provider and clearly stating the amount advanced, repayment date and method, Annual Percentage Rate if applicable, finance charge, every fee, the total repayment amount, and any other legally required terms. You will have to affirmatively accept those terms. Availability will depend on eligibility, jurisdiction, provider support, and app-store approval.

You remain responsible for repayment even if the linked bank account has insufficient funds, the ACH transfer is returned, or you move or spend wallet assets. As permitted by the agreement and law, the provider may retry the bank transfer, require another repayment method, charge a disclosed returned-payment fee, late fee, or other applicable penalty, use lawful collection remedies, and suspend instant funding, wallet features, or the ClubLogic account until the amount due is paid. Where law requires a non-electronic repayment choice, one will be available.

The repayment obligation does not give ClubLogic your private key or permission to seize assets from your non-custodial wallet. A repayment from the wallet would still require a separate transfer authorization from you unless you separately create a specific, revocable permission allowed by law and described before consent.

• Coinbase bank-account deposits may be available; instant advances and lending are future only.
• Instant availability would be a separately disclosed credit obligation.
• Insufficient funds can lead to lawful penalties, collection, and account or feature suspension - not wallet custody.

Could an organizer charge a registration fee for a round or event?#

ClubLogic intends to let an event organizer set a registration fee for a round or event the organizer creates. The fee may cover participation costs such as green fees, cart or caddie fees, travel costs, or other event expenses. The organizer will set the amount, signup cutoff, cancellation terms, and event rules.

An organizer may enable a signup that reserves the stated amount until the signup cutoff, similar to a pending send. Before the cutoff, a participant may cancel and release the reservation back to the participant's available Club Cash balance. No completed transfer needs to be reversed because the reserved amount has not yet been sent.

After a registration payment is sent, it is an irreversible blockchain transfer. Any later amount sent from the organizer to a participant - whether none, part, all, or more than the registration fee - is a separate organizer-directed transfer made at the organizer's sole discretion. ClubLogic does not decide the amount or calculate or execute it automatically from scores, rankings, or event results. An organizer never receives a participant's private key or general authority over the participant's wallet.

• ClubLogic will support organizer-set registration fees in a future release.
• Cancel before the signup cutoff to release a reserved amount back to your available balance.
• After payment, any amount sent back is a separate transfer at the organizer's sole discretion, never an automatic ClubLogic calculation.

Who is responsible for event rules and eligibility?#

The event organizer is responsible for the event's rules, registration terms, cancellation policy, participant eligibility, and compliance with applicable law and governing-body rules. ClubLogic provides software tools and does not create or judge the event.

ClubLogic is not affiliated with or endorsed by the United States Golf Association. Players and organizers remain responsible for following the current Rules of Amateur Status and any additional rule set by a national governing body, club, school, college, conference, or other organization.

An event's availability in ClubLogic does not determine eligibility or whether a participant may accept an organizer-directed payment. Organizers and participants should review the rules that apply to them before registration or payment.

• The organizer owns the event rules and registration terms.
• ClubLogic does not determine participant eligibility.
• Players and organizers must check current governing-body and organizational rules.

Where are the official wallet notices and terms?#

In the ClubLogic Terms of Use at www.clublogic.net/terms/. The Terms of Use are the authoritative source for every wallet-related notice, disclosure, and condition, together with this FAQ, which they reference. The Privacy Policy at www.clublogic.net/privacy/ covers what wallet information ClubLogic processes.

The wallet screens in the app and on the web are an interface, not a legal document. They are not required to repeat these notices, and nothing shown or summarized on a wallet screen changes what the Terms of Use say. If a screen and the Terms ever appear to disagree, the Terms of Use control.

When wallet terms change materially, the updated Terms of Use are posted at the same address with a revised effective date, and this page is updated to match.

• The Terms of Use are the authoritative source of wallet notices and disclosures.
• App and web wallet screens are not required to carry the notices and cannot change them.
• Material changes are posted to the Terms of Use with a revised effective date.

What is Club Cash's current network status?#

Club Cash is configured for real USDC on Base mainnet. It is no longer described as a testnet preview: transfers involve real assets with real monetary value.

Availability may be limited by user, club, jurisdiction, device, platform, or release stage. The wallet screen shows whether Club Cash is available to your account.

Future features such as event registration or instant funding remain separately described plans. Their future status does not change the current real-USDC status of user-approved Club Cash sends.

• Current network: Base mainnet.
• Current asset: real USDC.
• Future features remain clearly labeled as future.